Cash Flow & Collections Software for Small Business.

Bill Monitor App is the cash flow and accounts receivable collections tool built for SMEs. Track every invoice in real time, automate payment reminders, and get a clear picture of incoming cash — so you spend less time chasing and more time growing.

Billing Icon Faster Collections

Send invoices instantly and follow up automatically to reduce overdue payments.

Collections Icon Organized Receivables

Keep all client payment histories and outstanding balances in one central dashboard.

Cash Flow Icon Clear Payment Tracking

Track every invoice in real time to ensure no payment gets overlooked.

Business Icon Improved Cash Flow Control

Spot payment trends and take action early to keep money moving into your business.

Invoice

Everything you need. Less than Php 100/month.

14-day free trial · No credit card required · Cancel anytime

Invoicing

Invoice Creation & Tracker

Create professional invoices in minutes. Track every invoice in real time — from sent to paid. Apply VAT, add your bank details, and download PDFs with one click.

In-App Invoice Sending

Send invoices directly from the app without switching to email or other tools.

Invoice Duplication & Cancellation

Duplicate existing invoices for repeat clients. Cancel invoices instantly and keep your records clean.

Invoice Share Link

Generate a secure shareable link for any invoice. Clients can view and download the PDF from any device — no login required.

Recurring Invoicing

Set up recurring billing schedules for retainer clients. Invoices generate automatically — weekly, monthly, or on a custom cycle.

VAT Management

Create tax-compliant invoices with accurate VAT computation. No manual calculation, no BIR compliance guesswork.

Collections & Cash Flow

Automated Billing Reminders

Set reminder schedules per client. BMA sends follow-ups automatically — 7 and 30 days before and after the due date. No manual chasing required.

Cash Flow Dashboard

See your outstanding receivables, projected collections, and overdue balances in one real-time dashboard. No reconciliation. No end-of-month surprises.

Cost Tracking

Log recurring and one-time business expenses alongside your invoicing. Always know your real cash position — income and outgoings in one place.

Bank Details on Invoices

Add your bank details to every invoice so clients always know exactly where to send payment. Clear instructions reduce payment delays.

Clients & Team

Client & Project Management

Maintain a clean client database with billing history, contact details, and payment behaviour per account. Everything you need before the next invoice — already there.

Role & User Management

Invite your team and assign roles with controlled access. Staff can work in the app without accessing data they shouldn't see.

Everything you need. Less than Php 100/month.

14-day free trial · No credit card required · Cancel anytime

Billing Made Simple

Frequently Asked Questions

Bill Monitor App shows every outstanding invoice in one dashboard — who owes you, how much, and how long it’s been overdue. No spreadsheets. No chasing emails. Just a clear, real-time view of your accounts receivable.

BMA gives you a real-time breakdown of paid, pending, and overdue invoices. You can see exactly what cash is expected this month versus what’s at risk — so you can plan ahead and act early before cash flow becomes a problem.

BMA sends automated payment reminders to clients before and after due dates — so you never have to chase manually. Teams using BMA have reported collecting payments up to 10x faster compared to manual follow-up methods.

No. BMA is not accounting software. It is a focused cash flow and collections tool. If you already use QuickBooks, Xero, or a local accounting system, BMA works alongside those tools to help you collect on invoices faster. You keep your accounting — BMA handles getting you paid.

BMA is built for freelancers, small agencies, and SMEs in the Philippines who send invoices and need reliable, predictable cash flow. If you’re spending more than an hour a week chasing unpaid invoices, BMA can automate that for you.